General Advice

This and any other document that Odyssey Financial
or any of its related entities gives you has been prepared for general
information purposes only and not as specific advice to any particular person.
Any advice contained in these documents is general advice and does not take
into account any person’s particular investment objectives, financial situation
and particular needs. During our discussions property estimates, growth figures
and expected returns are all based on generally available information that can
be obtained through daily publications or various property websites. Other
quotes statistics have been sourced through census information and ABS
findings. If a PIA report is provided the figures used are purely estimates and
must not be used for making a decision. Before making an investment decision
based on this general advice you should consider, with or without the
assistance of a securities adviser, whether it is appropriate to your
particular investment needs, objectives and financial circumstances. Any property
purchase or investment decision is wholly the undersigned personal decision.

Odyssey Financial, its employees, its affiliates,
contractors are not tax accountants, financial advisors, investment advisors or
any other specific advisor. All discussions are based on historic figures and
information. This information was provided to the undersigned verbally and in
writing prior to any discussions in relation to finance, investment or
property. If our actions result in loss or hardship we cannot make a claim on
Odyssey Financial or anyone connected to Odyssey Financial.